Five Killer Quora Answers On Auto Accident Attorneys
The long-term consequences of a car accident can result in expensive medical bills, a lower income, and even pain and suffering. The negligent party that caused your accident should be liable to cover these costs.
A New York City auto accident lawyer can assist you in obtaining full compensation for your losses. A lawyer for car accidents can protect you against unwarranted insurance denials.
Distracted driving
Every driver has a duty to operate their vehicle in a safe manner and keep their focus on the road. Distracted driving is the leading cause of near-collisions and collisions and can be extremely dangerous for other motorists on the road. If you’ve suffered injuries due to distracted drivers you could be entitled to compensation.
Although many people think of texting or talking on the phone when they hear the term distracted driving, it’s actually any activity that puts your hands off the wheel, eyes off the road, or thoughts away from the task at the moment. This could include eating, searching for things in the car, interacting with other drivers and adjusting dashboard controls like the radio or temperature or personal grooming such as shaving or applying your makeup, and more.
According to research conducted by the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, approximately 80 percent of all crashes and 65 percent of close-collisions result from driver distraction. And even just taking your eyes off of the road for five seconds at 55 mph can double your chance of being involved in a crash.
If you’ve suffered injuries in an accident caused by a distracted driver, a skilled auto accident lawyer can aid. They can look into your case and make the most persuasive arguments for full compensation which includes covering all of your current and future expenses.
Car crashes
Car accidents can take a variety of forms that range from simple fender benders to catastrophic head-on collisions. The type of collision determines who could be accountable, as well as the extent and severity of the injuries suffered by victims as well as the extent of their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver errors are the most common cause of motor vehicle crashes. Even the tiniest distraction such as flipping through radio channels applying makeup or reading a map — can cause an accident of serious severity. Other reasons for car accidents include speeding, reckless or drunk driving, bad weather conditions, inexperienced drivers, or elderly drivers.
A New York City car accident attorney will review your case to identify the parties at fault and determine the severity of your financial and physical injuries. They can also discuss with the insurance company to negotiate an acceptable settlement for your claim.
A skilled attorney for auto accidents can assist you in obtaining the amount you are due, which includes future and auto accident attorneys past medical expenses loss of wages, mental and physical anxiety, and other damages. They can also make sure that your claim for compensation includes coverage for sub-insured or uninsured drivers, in the event that they are required. This is particularly crucial if the driver at fault has no insurance, or has only the minimum amount required by New York law.
Uninsured or underinsured drivers
Some drivers don’t have insurance and others only have a small amount of coverage. It is difficult to obtain compensation when an under-insured or uninsured motorist causes a crash. In these situations, it is important to have a competent lawyer working for you and the insurer.
When the other driver’s liability limits aren’t high enough to pay for your losses, you may be able to file a claim under your own insurance policy’s underinsured/uninsured motorist coverage. This type of insurance is typically part of an insurance policy with full coverage, and can provide important protections in a serious accident.
The process for filing a UIM/UM is similar to the usual claim for auto accidents. The process typically involves submitting copies your medical bills and auto accident lawsuit repair bills. The insurance company will examine these documents and others to determine if your losses are covered under the policy of the other driver.
It is crucial to talk with an New York City auto accident attorney as soon after the crash as possible and file a UIM/UM right away particularly if the other driver claims they don’t have insurance or lack coverage. This allows your lawyer to work with the other driver’s insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your car is damaged in an accident, you may get compensation through the insurance company of the party at the fault. Our lawyers can assist in filing a claim to get compensation for non-economic and economic expenses, like medical bills and lost wages. You could also be eligible to receive compensation for your pain and suffering.
We will carefully examine the damage done to your vehicle and take note of all evidence for your case. This includes taking photographs of the scene where the accident occurred and your property, including damaged glass, dents, and cracked screens for your devices. We will also collect copies of any accident or police reports, as well as secure any essential witness information.
The law in New York State is based on the principle of comparative negligence. This means that if you are found to be partly responsible for an accident, you’ll have your damages reduced by the proportion of blame you’re awarded. Likewise, the defendant may be found to be totally responsible for the incident and thus ineligible to recover in any way.
You should not provide any oral or written statements to the representatives of the insurance companies of the party at fault since they could be used later in court against you. It is also crucial to visit a doctor as soon as you can after your accident, as certain injuries can take a while to be discovered and could be used against you if you try to seek compensation for your injuries later on.