Five Killer Quora Answers To Auto Accident Attorneys
The long-term effects of a car accident can leave you with expensive medical bills, a decreased income and pain and suffering. The party who was negligent in causing the accident should be held accountable to compensate you for these losses.
A New York City auto accident attorney can help you seek the full amount of compensation for your losses. A trained car accident attorney can also protect you from inexplicably denied claims by insurance companies.
Distracted driving
Every driver is responsible to operate their vehicle safely and remain focused on the road. Distracted driving is a leading cause of collisions and near-collisions and can be extremely dangerous for other motorists on the road. If you have been injured by a driver who is distracted, you could be entitled to compensation.
Although many people think of texting and calling when they hear the phrase distracted driving it’s actually any activity that puts your hands off the steering wheel, your eyes off the road, or takes your mind away from the task at hand. This can include eating, grabbing items in the car, interacting with other drivers and adjusting dashboard controls such as the temperature or radio or personal grooming such as shaving or applying make-up, and more.
According to research conducted by the National Highway Traffic Safety Administration (NHTSA) and the Virginia Tech Transportation Institute (VTTI) about 80 percent all crashes and 65 percent of near-collisions are caused by driver distraction. Even taking your eyes off the road for just five seconds while driving at 55 mph could double your crash risk.
If you’ve suffered injuries in an accident caused by a distracted driver, an experienced auto accident attorney can help. They can look into your case and make the strongest arguments for full compensation which includes covering all of your current and future expenses.
Car crashes
Car accidents can be in numerous forms, ranging from minor fender benders up to massive head-on collisions. The nature of the collision determines who could be at fault, as does the severity and extent of the victims’ injuries and the magnitude of their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics show that driver errors are the leading cause of motor auto accident Attorneys vehicle crashes. Even the tiniest distractions such as switching radio stations or applying makeup, or even reading the road map can cause a serious crash. Other common causes of car accidents are reckless driving, speeding, drunk driving, poor road conditions and weather, as well as older or inexperienced drivers.
A New York City car accident lawyer can look over your case and identify the parties responsible and assess the severity of your financial and physical injuries. They can also negotiate an acceptable settlement with the insurance company of the defendant.
A skilled auto accident lawyer can help you get the compensation you deserve for your losses and injuries including future and past medical expenses loss of earnings, physical and emotional distress, and more. They can also make sure that your accident claim includes insurance for motorists who are uninsured, or under-insured, if necessary. This is especially crucial if the driver at fault does not have insurance or is only covered to the minimum amount required under New York law.
Uninsured or underinsured drivers
Certain drivers do not have insurance, while others have a small amount of coverage. It can be difficult to recover the compensation you are due if an uninsured motorist is the cause of a collision. In these circumstances you must have a competent legal advocate to help you achieve your goals as well as those of the insurance company.
When the other driver’s liability limits aren’t high enough to pay for auto Accident Attorneys your losses, you may be able to file a claim under your own insurance policy’s underinsured/uninsured motorist coverage. This type of insurance is usually part of an insurance policy with full coverage, and could provide you with crucial insurance in the event of a major accident.
The process of filing UIM/UM claims is similar to the traditional auto accident claim. It usually involves submitting copies of your medical bills as well as auto repair bills. The insurance company will review these along with other documents to determine whether your losses fall within the limits of the other driver’s insurance.
It’s important to consult a New York City auto accident lawyer as soon after the accident as soon as is possible and file a UIM/UM right away, especially when the other driver states they don’t have insurance or lack coverage. This allows your lawyer to work with the other driver’s insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your vehicle is damaged in an accident, you can get compensation through the insurance company of the party who was at fault. Our lawyers can help you in filing a claim to recover financial and non-economic damages, including medical bills and lost wages. You could also be eligible to claim compensation for the pain and suffering you have endured.
We will record all evidence physical in your case. This includes taking photos of the accident site, your property and any damage, such as cracks and dents. We will also collect copies of any accident or police reports, and secure any necessary information from witnesses.
The law in New York State is comparative negligence, which means that even if you’re found to be partially at fault for the accident the amount of your damages will be reduced by the percentage of the liability you have been assigned. The defendant may also be found to be entirely responsible for the incident and therefore not entitled to any kind of compensation.
It is not advisable to give any written or oral explanations to representatives of the insurance companies of the parties responsible since they could be used in court later against you. You should also see a doctor as soon possible following the incident. Certain injuries may take time to manifest and could be used against you in court if you attempt to claim compensation.